Basis Theory

Basis Theory is a Finance tool that routes, tokenizes, and optimizes payments to drive conversion, resilience, and retention. It offers a secure payment vault for various payment methods while ensuring compliance.

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At a glance

Pricing

Paid · Enterprise

Free tier

API

Yes

Skill level

Technical

About

What is Basis Theory?

Basis Theory is a comprehensive payment orchestration platform designed to enhance payment processing for businesses. It functions as more than just a token vault, actively routing, tokenizing, and optimizing payments to improve conversion rates, build resilience, and boost customer retention. The platform supports a wide array of payment methods, including credit cards, Apple Pay, and Google Pay, by securely tokenizing sensitive data. Basis Theory ensures strict compliance with industry standards such as PCI Level 1, SOC 2 Type II, ISO 27001, and HIPAA regulations, making it suitable for various sectors including e-commerce, subscription services, and healthcare. It provides tools to boost authorization rates, reduce churn through smart retries and backup routing, and allows merchants to bring their own Payment Service Providers (PSPs).

Best used for

Ideal for businesses and developers who need to securely handle customer payment data, optimize payment routing for higher authorization rates, and maintain strict regulatory compliance. Especially valuable for companies in e-commerce, subscription, and healthcare sectors looking to reduce churn and enhance payment resilience.

Common actions

secure payment data

optimize payment routing

ensure payment compliance

reduce payment churn

routingsecure paymenttokenizationpayment vaultcard datafintechComplianceHealthcaretoken orchestrationE-commerce+ 1 more

Capabilities

Key features

Payment tokenization
Smart payment routing
PCI Level 1 compliance
HIPAA compliant
SOC 2 Type II compliant
Account updater
3D Secure support

Target Audience

accountant

Integrations

Not yet documented

Pricing & Plans

Paid · Enterprise

Starter Plan

FAQs

What compliance standards does Basis Theory support?

Basis Theory is engineered to support stringent compliance standards including PCI Level 1, SOC 2 Type II, ISO 27001, and HIPAA regulations. This ensures that sensitive payment and customer data is handled securely and in accordance with industry best practices.

How does Basis Theory help reduce payment churn?

Basis Theory helps reduce payment churn through features like smart retries for failed transactions, automatic token updates for expired cards, and backup routing to alternative Payment Service Providers (PSPs). This ensures recurring revenue streams remain stable.

Can I use my existing Payment Service Providers (PSPs) with Basis Theory?

Yes, Basis Theory is designed to be agnostic, allowing merchants to integrate their own existing Payment Service Providers (PSPs). This provides flexibility and helps future-proof your payment platform without disrupting current business operations.

What is the starting price for Basis Theory?

Basis Theory's pricing starts at $995 per month, which includes 20,000 tokens and a production-ready PCI environment. This plan is designed to help businesses start securely and scale with confidence.

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