Credyt

Credyt is a Finance tool that provides real-time monetization infrastructure for AI products. It enables real-time usage metering, pricing, and billing for AI SaaS companies.

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At a glance

Pricing

Freemium · Usage-based

Free tier

Yes

API

Yes

Skill level

Technical

About

What is Credyt?

Credyt is a real-time monetization infrastructure designed for AI products, offering comprehensive tools for usage-based billing. It allows AI SaaS companies to observe their spend, control exposure, and bill customers across various pricing models including usage-based, subscription, hybrid, credits, and seat-based. Key features include real-time usage metering, prepaid credit wallets, multi-asset wallets, and a branded customer billing portal. Credyt also provides real-time cost observability and spend controls with budget ceilings, integrating seamlessly with Stripe for payment processing. It is built to handle the unique challenges of AI monetization, where every API call incurs a cost, ensuring that revenue scales with usage.

Best used for

Ideal for startup founders and small business owners who need to implement real-time billing for their AI applications, control their AI infrastructure costs, and offer flexible pricing models to their customers. Especially valuable for AI-native companies looking to monetize without extensive engineering effort on billing infrastructure.

Common actions

monetize AI products

manage usage billing

control AI spend

offer flexible pricing

track customer profitability

Capabilities

Key features

Real-time usage metering
Usage-based billing
Prepaid credit wallets
Branded billing portal
Real-time cost observability
Spend controls
Stripe integration

Target Audience

startup foundersmall business owner

Integrations

stripe

Pricing & Plans

Freemium · Usage-based

Not publicly disclosed. Check credyt.ai for current pricing.

FAQs

How does Credyt's real-time billing differ from Stripe Billing?

Stripe Billing is invoice-native, metering usage and billing at cycle end. Credyt bills in real time, checking and charging usage the moment it occurs. This is crucial for AI products where every API call has an immediate cost, allowing for instant cost attribution and control.

What pricing models does Credyt support for AI products?

Credyt supports all major pricing models including usage-based, subscription, hybrid (subscription plus usage), prepaid credits or tokens, and seat-based plans. You can configure and change your pricing model directly in the dashboard without requiring code deployments.

Does Credyt take a percentage of my revenue?

No, Credyt charges per Monthly Active Wallet, not a percentage of your revenue. The first 10 active wallets are free each month, and you only pay for wallets beyond that. Payment processing fees from PSPs like Stripe are passed through at cost without markup.

Can Credyt integrate with my existing Stripe setup?

Yes, Credyt can work alongside your existing Stripe setup. Many teams use Credyt for AI usage billing while maintaining Stripe for subscriptions. Credyt integrates with Stripe as the Payment Service Provider for wallet top-ups and transactions.

What happens if a customer's balance reaches zero?

By default, Credyt allows wallets to go negative. Your platform decides whether to permit or deny actions based on balance. You can activate wallet controls for hard enforcement at zero, or customers can set up automatic top-ups to ensure uninterrupted service.

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