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Razorpay is a financial services platform that enables businesses to accept online payments, automate banking operations, and manage payroll. It supports various payment methods including Netbanking, Credit/Debit Cards, and UPI.

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At a glance

Pricing

Paid · Enterprise

Free tier

API

Yes

Skill level

Non-technical

About

What is Job tools?

Razorpay is India's leading full-stack financial services platform, empowering businesses to seamlessly accept online payments, including domestic and international transactions. Beyond payment processing, it offers comprehensive solutions for automating banking operations through RazorpayX, managing payroll, and accessing business credit. Trusted by over 150,000 businesses, Razorpay provides payment gateway services, Razorpay POS for in-store payments, payroll solutions, and corporate cards. The platform is designed for high reliability and scalability, ensuring industry-leading success rates for transactions with no setup fees or annual maintenance charges.

Best used for

Ideal for small business owners and startup founders who need to accept online payments, manage business banking, and streamline payroll. Especially valuable for businesses in India seeking a reliable and comprehensive financial platform with transparent pricing.

Common actions

process payments

manage finances

automate banking

handle payroll

send invoices

Capabilities

Key features

Payment Gateway
UPI Payments
Payment Links
Business Banking
Payroll Management
Corporate Cards
International Payments

Target Audience

small business ownerstartup founder

Integrations

Not yet documented

Pricing & Plans

Paid · Enterprise

Not publicly disclosed. Check razorpay.com for current pricing.

FAQs

How much does Razorpay charge per transaction?

Razorpay charges 2% + GST per transaction for all payment modes including cards, UPI, wallets, and net banking. There are no additional fees for setup, AMC, refunds, or settlement. Custom enterprise pricing is available for businesses processing over ₹5 Lakhs monthly.

Does Razorpay have any hidden charges or annual maintenance fees?

No, Razorpay believes in complete transparency with no hidden fees for standard usage. There are zero setup fees and zero Annual Maintenance Charges (AMC). The commercial model is strictly pay-as-you-go, with payment only for successful transactions.

Is there a transaction fee for standard UPI payments on Razorpay?

There is Zero MDR (Merchant Discount Rate) on standard bank-to-bank UPI transactions, meaning no transaction fee is charged by the bank. However, a standard platform or technology fee of 2% will be applied for the dashboard, reporting tools, and secure infrastructure.

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