Pockito: AI Expense Tracker

Pockito is an AI expense tracker app for iPhone that uses voice, receipt scanning, and an AI chatbot to track spending. It works offline, supports 150+ currencies, and requires no bank connection for privacy.

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At a glance

Pricing

Freemium

Free tier

Yes

API

Skill level

Non-technical

About

What is Pockito: AI Expense Tracker?

Pockito is the #1 AI expense tracker app for iPhone, designed to simplify personal finance management. It allows users to track spending in just 3 seconds using Voice AI, an instant Receipt Scanner, and an AI Chatbot with 32+ actions. The app operates without requiring bank connections, ensuring privacy and global usability. It works offline, supports over 150 currencies, and offers features like Smart Manual Entry, SMS Automation for MENA region banks, and Apple Pay Tracking via iOS Shortcuts. Pockito prioritizes data security with 256-bit AES encryption and local storage, making it an ideal solution for fast, private, and efficient expense tracking.

Best used for

Ideal for individuals who need to quickly log expenses, manage personal budgets, and track spending without linking bank accounts. Especially valuable for travelers or those in regions where bank connections are not preferred, and for users prioritizing privacy and offline access.

Common actions

track expenses

manage budget

scan receipts

monitor spending

automate finance

mobile_appios

Capabilities

Key features

Voice AI expense entry
Receipt scanning
AI chatbot
Offline functionality
Multi-currency support
SMS automation
No bank connection

Target Audience

individuals managing personal financestravelersfreelancerssmall business owners

Integrations

Not yet documented

Pricing & Plans

Freemium

FAQs

Does Pockito require a bank connection or Plaid?

No, Pockito operates without any bank API, Plaid, or financial institution connection. This ensures your banking credentials remain private and allows the app to work globally. You control all expense tracking through voice, scanning, manual entry, or SMS automation.

What are the limitations of Pockito's free plan?

The free plan includes unlimited manual transactions, 15 voice and receipt scan entries, 5 SMS/Apple Pay auto-tracked transactions, 5 custom categories, 1 budget, and a 30-day transaction history. The Pro plan unlocks unlimited features, full AI chatbot access, and data export.

Does Pockito support multiple languages and currencies?

Yes, Pockito's Voice AI supports over 99 languages, with Arabic and English optimized for local extraction. The app interface is available in 11 languages. It also supports 150+ world currencies, allowing you to track expenses in multiple currencies simultaneously with automatic exchange rate updates.

How does Pockito ensure the security of my financial data?

Pockito uses 256-bit AES encryption and stores data locally on your device first. It offers optional encrypted iCloud sync and supports Face ID/Touch ID for access. All AI processing for SMS happens on-device, and Pockito never sells user data to third parties, ensuring GDPR compliance.

Can Pockito track expenses offline?

Yes, Pockito works 100% offline. All your data is stored locally on your device with bank-level 256-bit AES encryption. When you are back online, it can optionally sync via encrypted iCloud, making it suitable for travel or areas with unreliable internet.

Is there an Android version of Pockito available?

Currently, Pockito is only available for iOS devices running iOS 18.0 or later. An Android version is planned for future release. You can follow Pockito's social media channels for updates on the Android launch.

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