POLP is a Finance tool that enriches Open Finance data with AI, offering cleaning, categorization, and actionable insights with high accuracy. It provides a developer-friendly API for seamless integration and real-time data processing.
POLP is an AI-powered API for Open Finance data enrichment, designed to clean, categorize, and enhance financial transactions with 99.8% accuracy. It goes beyond standard Open Finance by providing detailed merchant information such as CNPJ, CNAE, domain, and brand logos. The platform offers features like identification of over 10,000 establishments, automatic detection of recurring payments, and intelligent installment normalization. Built for engineers, POLP provides ultra-fast REST API endpoints with native SDKs in TypeScript, Python, and Go, ensuring low latency. It also includes resilient infrastructure with webhooks, HMAC validation, and automatic retries, alongside a Model Context Protocol (MCP) Server for connecting AI agents like Claude or GPT directly to banking data. POLP covers the full Brazilian Open Finance ecosystem, standardizing data from accounts, transactions, establishments, investments, loans, cards, and invoices.
Best used for
Ideal for developers and startup founders who need to integrate enriched Open Finance data into their applications, categorize financial transactions accurately, and detect recurring payments automatically. Especially valuable for building fintech products that require detailed merchant information and seamless API connectivity for a better user experience.
Common actions
enrich financial data
categorize transactions
detect recurring payments
integrate banking data
build financial applications
fintechAPISaaS
Capabilities
Key features
AI data enrichment
Merchant data (CNPJ, CNAE)
Recurring payment detection
Installment normalization
REST API endpoints
Webhooks
MCP Server
Target Audience
developerstartup founderproduct manager
Integrations
Not yet documented
Pricing & Plans
Freemium ยท Paid ยท Enterprise
Not publicly disclosed. Check polp.com.br for current pricing.
FAQs
What is the average latency of the enrichment API?
The POLP API boasts ultra-fast REST API endpoints with an average latency of less than 200ms, ensuring quick and efficient data processing for your applications.
How does POLP handle consent and LGPD compliance?
POLP ensures compliance with LGPD and Banco Central regulations. Users grant consent via Polp Link (or your own UI), and the platform processes data according to these standards, prioritizing data privacy and security.
What counts as an 'integration' for pricing purposes?
An integration is defined as one successfully connected bank account (CNPJ or CPF). The Starter plan includes one integration, with additional integrations costing +R$10/month each.
Which banks are supported by POLP?
POLP provides full Open Finance coverage for all resources within the Brazilian ecosystem, offering a standardized interface for various financial institutions.
Can I test POLP before subscribing to a paid plan?
Yes, POLP offers a 7-day free trial for the Starter plan, allowing you to test its features and capabilities before committing to a subscription.
How does the MCP Server work and who can access it?
The MCP (Model Context Protocol) Server allows direct connection of AI agents like Claude or GPT to banking data. It is currently available in Beta for users on the Pro plan.