Myuser

Myuser is a financial infrastructure tool that enables businesses to accept Fednow, Zelle, and Wire payments directly. It provides instant payouts and eliminates disputes and reserves associated with traditional credit card payments.

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At a glance

Pricing

Paid · Usage-based

Free tier

API

Yes

Skill level

Technical

Product Hunt

About

What is Myuser?

Myuser is a financial infrastructure platform designed to streamline B2B payment processing. It allows businesses to accept Fednow, Zelle, and Wire payments directly from customers' bank accounts, bypassing traditional credit card systems. This approach eliminates common issues like disputes, fraud, and reserves, offering real-time payment status updates and instant payouts for Fednow and Zelle transactions. The platform is developer-friendly, with an API that allows for quick integration, often within 10 minutes. Myuser aims to provide a more efficient and secure payment method for businesses, particularly those handling large transactions, by offering faster approvals and unlimited volume capacity without middlemen.

Best used for

Ideal for developers and startup founders who need to integrate direct bank payment methods like Fednow, Zelle, and Wire into their platforms. Especially valuable for businesses seeking to avoid credit card fees, disputes, and reserves, while benefiting from instant payouts and real-time transaction updates.

Common actions

process B2B payments

integrate payment gateway

manage financial transactions

accept bank transfers

businesszellepaymentwireinstant approvalfednowwebsite

Capabilities

Key features

Accept Fednow payments
Accept Zelle payments
Accept Wire payments
Instant payouts
No disputes or reserves
Real-time payment status
Developer API

Target Audience

developerstartup foundersmall business owner

Integrations

Not yet documented

Pricing & Plans

Paid · Usage-based

Not publicly disclosed. Check myuser.com for current pricing.

FAQs

What payment methods can Myuser process?

Myuser allows businesses to accept Fednow, Zelle, and Wire payment methods directly from their customers' bank accounts. It also supports card payments, but emphasizes its direct bank transfer capabilities for efficiency and to avoid traditional card network issues.

How does Myuser handle disputes and reserves?

Myuser eliminates the need to worry about disputes or reserves because all payments are user-initiated directly to your bank account. This means funds go straight from the customer's bank to yours, making them non-disputable.

What is the pricing structure for Myuser?

Myuser charges 2% per successful payment. There is a 1% discount for Y Combinator batch companies. Additionally, there are fees of $1 per login and $1 per initiated payment. Invoicing features are available for an additional fee.

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This tool also appears in

Productivity & Business › Workflow Automation

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